Call reports 2005
BANK OF KAMPSVILLE — 2005
What BANK OF KAMPSVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 81,267,000 | 80,400,000 | 82,018,000 | 82,256,000 |
| Total loans | 46,736,000 | 47,201,000 | 49,780,000 | 49,881,000 |
| Allowance for loan losses | 758,000 | 789,000 | 768,000 | 706,000 |
| Securities available for sale | 27,857,000 | 27,650,000 | 27,621,000 | 26,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,262,000 | 71,005,000 | 71,083,000 | 72,814,000 |
| Interest-bearing deposits | 64,400,000 | 62,862,000 | 62,161,000 | 62,744,000 |
| Noninterest-bearing deposits | 7,862,000 | 8,143,000 | 8,922,000 | 10,070,000 |
| Equity capital | 8,409,000 | 8,838,000 | 8,904,000 | 8,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,118,000 | 3,220,000 | 4,321,000 |
| Interest expense | 365,000 | 754,000 | 1,160,000 | 1,582,000 |
| Net interest income | 678,000 | 1,364,000 | 2,060,000 | 2,739,000 |
| Noninterest income | 41,000 | 124,000 | 191,000 | 243,000 |
| Noninterest expense | 415,000 | 829,000 | 1,280,000 | 1,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 304,000 | 659,000 | 971,000 | 1,232,000 |
| Income tax | 96,000 | 218,000 | 321,000 | 398,000 |
| Net income | 208,000 | 441,000 | 650,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,861,000 | 8,110,000 | 8,339,000 | 8,539,000 |
| Total capital | 8,486,000 | 8,728,000 | 8,986,000 | 9,171,000 |
| Risk-weighted assets | 49,873,000 | 50,058,000 | 51,413,000 | 51,154,000 |