Call reports 2004
BANK OF KAMPSVILLE — 2004
What BANK OF KAMPSVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 80,604,000 | 79,307,000 | 79,715,000 | 80,365,000 |
| Total loans | 44,951,000 | 45,947,000 | 46,801,000 | 45,894,000 |
| Allowance for loan losses | 755,000 | 705,000 | 803,000 | 769,000 |
| Securities available for sale | 29,044,000 | 28,168,000 | 28,057,000 | 28,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,984,000 | 70,710,000 | 69,369,000 | 71,056,000 |
| Interest-bearing deposits | 62,638,000 | 62,890,000 | 61,579,000 | 62,653,000 |
| Noninterest-bearing deposits | 8,346,000 | 7,820,000 | 7,790,000 | 8,404,000 |
| Equity capital | 8,666,000 | 8,058,000 | 8,687,000 | 8,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,146,000 | 3,203,000 | 4,249,000 |
| Interest expense | 362,000 | 719,000 | 1,078,000 | 1,436,000 |
| Net interest income | 713,000 | 1,427,000 | 2,125,000 | 2,813,000 |
| Noninterest income | 49,000 | 100,000 | 164,000 | 207,000 |
| Noninterest expense | 411,000 | 805,000 | 1,259,000 | 1,743,000 |
| Provision for loan losses | -3,000 | -3,000 | -3,000 | -3,000 |
| Pretax income | 354,000 | 725,000 | 1,025,000 | 1,272,000 |
| Income tax | 118,000 | 230,000 | 324,000 | 395,000 |
| Net income | 236,000 | 495,000 | 701,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,159,000 | 7,336,000 | 7,559,000 | 7,754,000 |
| Total capital | 7,760,000 | 7,946,000 | 8,176,000 | 8,371,000 |
| Risk-weighted assets | 47,931,000 | 48,676,000 | 49,163,000 | 49,238,000 |