Call reports 2002
BANK OF KAMPSVILLE — 2002
What BANK OF KAMPSVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,186,000 | 68,821,000 | 70,070,000 | 73,980,000 |
| Total loans | 44,765,000 | 46,494,000 | 47,454,000 | 47,426,000 |
| Allowance for loan losses | 1,180,000 | 1,152,000 | 1,149,000 | 1,112,000 |
| Securities available for sale | 18,138,000 | 18,527,000 | 18,714,000 | 18,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,503,000 | 59,899,000 | 60,489,000 | 64,393,000 |
| Interest-bearing deposits | 55,465,000 | 54,567,000 | 54,295,000 | 57,659,000 |
| Noninterest-bearing deposits | 6,038,000 | 5,332,000 | 6,194,000 | 6,734,000 |
| Equity capital | 6,172,000 | 6,765,000 | 7,378,000 | 7,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,308,000 | 3,490,000 | 4,663,000 |
| Interest expense | 574,000 | 1,050,000 | 1,512,000 | 1,973,000 |
| Net interest income | 560,000 | 1,258,000 | 1,978,000 | 2,690,000 |
| Noninterest income | 56,000 | 92,000 | 136,000 | 181,000 |
| Noninterest expense | 420,000 | 778,000 | 1,095,000 | 1,527,000 |
| Provision for loan losses | -6,000 | -36,000 | -47,000 | -73,000 |
| Pretax income | 202,000 | 608,000 | 1,066,000 | 1,417,000 |
| Income tax | 60,000 | 199,000 | 359,000 | 477,000 |
| Net income | 142,000 | 409,000 | 707,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,228,000 | 5,433,000 | 5,751,000 | 6,001,000 |
| Total capital | 5,782,000 | 6,003,000 | 6,330,000 | 6,598,000 |
| Risk-weighted assets | 43,711,000 | 44,997,000 | 45,716,000 | 46,479,000 |