Call reports 2018
IROQUOIS FARMERS STATE BANK — 2018
What IROQUOIS FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 106,072,000 | 116,163,000 | 108,202,000 | 107,983,000 |
| Total loans | 58,869,000 | 62,835,000 | 65,084,000 | 65,825,000 |
| Allowance for loan losses | 281,000 | 323,000 | 320,000 | 324,000 |
| Securities available for sale | 22,103,000 | 25,137,000 | 21,474,000 | 19,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,558,000 | 105,832,000 | 97,663,000 | 97,367,000 |
| Interest-bearing deposits | 73,084,000 | 77,423,000 | 75,613,000 | 73,441,000 |
| Noninterest-bearing deposits | 22,474,000 | 28,409,000 | 22,050,000 | 23,926,000 |
| Equity capital | 9,954,000 | 9,826,000 | 9,959,000 | 10,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,739,000 | 2,698,000 | 3,638,000 |
| Interest expense | 46,000 | 97,000 | 156,000 | 214,000 |
| Net interest income | 794,000 | 1,642,000 | 2,542,000 | 3,424,000 |
| Noninterest income | 64,000 | 156,000 | 249,000 | 341,000 |
| Noninterest expense | 582,000 | 1,213,000 | 1,838,000 | 2,458,000 |
| Provision for loan losses | 30,000 | 80,000 | 155,000 | 222,000 |
| Pretax income | 246,000 | 505,000 | 790,000 | 1,077,000 |
| Income tax | 1,000 | 4,000 | 8,000 | 13,000 |
| Net income | 245,000 | 501,000 | 782,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,326,000 | 10,237,000 | 10,393,000 | 10,386,000 |
| Total capital | 10,607,000 | 10,560,000 | 10,713,000 | 10,710,000 |
| Risk-weighted assets | 65,954,000 | 70,672,000 | 72,927,000 | 75,724,000 |