Call reports 2017
IROQUOIS FARMERS STATE BANK — 2017
What IROQUOIS FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 105,311,000 | 108,973,000 | 106,374,000 | 105,088,000 |
| Total loans | 57,287,000 | 58,475,000 | 60,590,000 | 62,557,000 |
| Allowance for loan losses | 348,000 | 357,000 | 274,000 | 294,000 |
| Securities available for sale | 25,844,000 | 24,506,000 | 23,553,000 | 23,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,767,000 | 98,369,000 | 95,860,000 | 94,054,000 |
| Interest-bearing deposits | 73,410,000 | 78,565,000 | 74,899,000 | 71,606,000 |
| Noninterest-bearing deposits | 21,357,000 | 19,804,000 | 20,961,000 | 22,448,000 |
| Equity capital | 10,023,000 | 10,106,000 | 9,932,000 | 9,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,583,000 | 2,422,000 | 3,277,000 |
| Interest expense | 27,000 | 57,000 | 93,000 | 134,000 |
| Net interest income | 749,000 | 1,526,000 | 2,329,000 | 3,143,000 |
| Noninterest income | 63,000 | 128,000 | 190,000 | 240,000 |
| Noninterest expense | 655,000 | 1,310,000 | 1,958,000 | 2,624,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 50,000 |
| Pretax income | 148,000 | 326,000 | 534,000 | 709,000 |
| Income tax | 0 | 2,000 | 5,000 | 10,000 |
| Net income | 148,000 | 324,000 | 529,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,220,000 | 10,249,000 | 10,086,000 | 10,081,000 |
| Total capital | 10,568,000 | 10,606,000 | 10,360,000 | 10,375,000 |
| Risk-weighted assets | 54,567,000 | 64,444,000 | 65,659,000 | 70,287,000 |