Call reports 2010
IROQUOIS FARMERS STATE BANK — 2010
What IROQUOIS FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,068,000 | 77,386,000 | 77,485,000 | 78,631,000 |
| Total loans | 21,907,000 | 41,657,000 | 41,827,000 | 44,085,000 |
| Allowance for loan losses | 140,000 | 372,000 | 319,000 | 325,000 |
| Securities available for sale | 10,802,000 | 22,646,000 | 22,448,000 | 25,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,990,000 | 67,641,000 | 68,257,000 | 70,089,000 |
| Interest-bearing deposits | 29,217,000 | 56,387,000 | 56,033,000 | 56,126,000 |
| Noninterest-bearing deposits | 4,773,000 | 11,254,000 | 12,224,000 | 13,963,000 |
| Equity capital | 4,997,000 | 8,429,000 | 8,475,000 | 8,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 1,561,000 | 2,333,000 | 3,097,000 |
| Interest expense | 94,000 | 338,000 | 486,000 | 613,000 |
| Net interest income | 298,000 | 1,223,000 | 1,847,000 | 2,484,000 |
| Noninterest income | 26,000 | 156,000 | 239,000 | 284,000 |
| Noninterest expense | 275,000 | 1,049,000 | 1,556,000 | 2,060,000 |
| Provision for loan losses | 0 | 12,000 | 18,000 | 24,000 |
| Pretax income | 49,000 | 320,000 | 514,000 | 686,000 |
| Income tax | 0 | 2,000 | 4,000 | 5,000 |
| Net income | 49,000 | 318,000 | 510,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,933,000 | 8,221,000 | 8,229,000 | 8,243,000 |
| Total capital | 5,073,000 | 8,593,000 | 8,548,000 | 8,568,000 |
| Risk-weighted assets | 26,153,000 | 49,076,000 | 48,985,000 | 52,547,000 |