Call reports 2001
IROQUOIS FARMERS STATE BANK — 2001
What IROQUOIS FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,384,000 | 31,964,000 | 33,123,000 | 34,234,000 |
| Total loans | 20,277,000 | 20,619,000 | 20,589,000 | 19,252,000 |
| Allowance for loan losses | 170,000 | 172,000 | 172,000 | 182,000 |
| Securities available for sale | 6,801,000 | 6,880,000 | 8,205,000 | 9,925,000 |
| Securities held to maturity | 462,000 | 357,000 | 253,000 | 201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,365,000 | 26,837,000 | 27,825,000 | 29,209,000 |
| Interest-bearing deposits | 22,702,000 | 23,541,000 | 24,486,000 | 24,400,000 |
| Noninterest-bearing deposits | 3,663,000 | 3,296,000 | 3,339,000 | 4,809,000 |
| Equity capital | 4,822,000 | 4,910,000 | 5,000,000 | 4,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,132,000 | 1,707,000 | 2,255,000 |
| Interest expense | 252,000 | 500,000 | 748,000 | 983,000 |
| Net interest income | 321,000 | 632,000 | 959,000 | 1,272,000 |
| Noninterest income | 30,000 | 63,000 | 94,000 | 120,000 |
| Noninterest expense | 229,000 | 451,000 | 669,000 | 867,000 |
| Provision for loan losses | 0 | 2,000 | 2,000 | 17,000 |
| Pretax income | 138,000 | 203,000 | 343,000 | 469,000 |
| Income tax | 0 | -1,000 | 9,000 | 12,000 |
| Net income | 138,000 | 204,000 | 334,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,854,000 | 4,850,000 | 4,860,000 | 4,859,000 |
| Total capital | 5,024,000 | 5,022,000 | 5,032,000 | 5,041,000 |
| Risk-weighted assets | 24,098,000 | 24,152,000 | 24,427,000 | 23,997,000 |