Call reports 2003
EAGLE NATIONAL BANK — 2003
What EAGLE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 60,393,000 | 59,197,000 | 61,943,000 | 60,967,000 |
| Total loans | 40,983,000 | 41,691,000 | 45,345,000 | 45,203,000 |
| Allowance for loan losses | 776,000 | 599,000 | 599,000 | 552,000 |
| Securities available for sale | 5,560,000 | 9,817,000 | 8,466,000 | 7,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,215,000 | 53,100,000 | 54,398,000 | 55,032,000 |
| Interest-bearing deposits | 46,418,000 | 44,464,000 | 46,800,000 | 48,940,000 |
| Noninterest-bearing deposits | 7,797,000 | 8,636,000 | 7,598,000 | 6,092,000 |
| Equity capital | 6,004,000 | 5,990,000 | 5,841,000 | 5,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,665,000 | 2,515,000 | 3,360,000 |
| Interest expense | 314,000 | 594,000 | 841,000 | 1,098,000 |
| Net interest income | 537,000 | 1,071,000 | 1,674,000 | 2,262,000 |
| Noninterest income | 74,000 | 152,000 | 214,000 | 283,000 |
| Noninterest expense | 563,000 | 1,201,000 | 1,871,000 | 2,540,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 0 | -30,000 | -54,000 |
| Income tax | 15,000 | 0 | 0 | 0 |
| Net income | 25,000 | 0 | -30,000 | -54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,959,000 | 5,934,000 | 5,904,000 | 5,880,000 |
| Total capital | 6,565,000 | 6,533,000 | 6,503,000 | 6,432,000 |
| Risk-weighted assets | 48,309,000 | 50,349,000 | 51,968,000 | 52,180,000 |