Call reports 2011
PEOPLES NATIONAL BANK, THE — 2011
What PEOPLES NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 325,592,000 | 322,986,000 | 320,098,000 | 323,856,000 |
| Total loans | 216,832,000 | 206,835,000 | 197,133,000 | 180,019,000 |
| Allowance for loan losses | 5,907,000 | 6,174,000 | 5,608,000 | 4,678,000 |
| Securities available for sale | 61,792,000 | 80,161,000 | 83,182,000 | 101,164,000 |
| Securities held to maturity | 3,137,000 | 2,836,000 | 1,426,000 | 1,426,000 |
| Trading assets | 102,000 | 177,000 | 120,000 | 80,000 |
| Total deposits | 281,575,000 | 276,813,000 | 274,366,000 | 278,813,000 |
| Interest-bearing deposits | 270,933,000 | 267,075,000 | 265,110,000 | 263,205,000 |
| Noninterest-bearing deposits | 10,642,000 | 9,738,000 | 9,256,000 | 15,608,000 |
| Equity capital | 31,504,000 | 32,748,000 | 34,458,000 | 35,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,756,000 | 7,541,000 | 11,306,000 | 14,928,000 |
| Interest expense | 878,000 | 1,693,000 | 2,432,000 | 3,085,000 |
| Net interest income | 2,878,000 | 5,848,000 | 8,874,000 | 11,843,000 |
| Noninterest income | 888,000 | 1,647,000 | 2,306,000 | 3,002,000 |
| Noninterest expense | 2,840,000 | 5,474,000 | 8,382,000 | 10,889,000 |
| Provision for loan losses | 850,000 | 1,515,000 | 2,168,000 | 2,268,000 |
| Pretax income | 76,000 | 506,000 | 935,000 | 1,993,000 |
| Income tax | -37,000 | 34,000 | 55,000 | 259,000 |
| Net income | 113,000 | 472,000 | 880,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,827,000 | 29,146,000 | 29,473,000 | 29,926,000 |
| Total capital | 31,749,000 | 31,979,000 | 32,199,000 | 32,500,000 |
| Risk-weighted assets | 230,736,000 | 223,338,000 | 215,225,000 | 203,812,000 |