Call reports 2010
PEOPLES NATIONAL BANK, THE — 2010
What PEOPLES NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 340,657,000 | 321,156,000 | 323,230,000 | 320,755,000 |
| Total loans | 242,393,000 | 234,394,000 | 230,452,000 | 223,488,000 |
| Allowance for loan losses | 6,111,000 | 6,171,000 | 6,105,000 | 5,694,000 |
| Securities available for sale | 46,981,000 | 46,992,000 | 54,145,000 | 56,643,000 |
| Securities held to maturity | 3,912,000 | 3,910,000 | 3,909,000 | 3,338,000 |
| Trading assets | 76,000 | 20,000 | 26,000 | 38,000 |
| Total deposits | 293,465,000 | 277,069,000 | 276,929,000 | 279,034,000 |
| Interest-bearing deposits | 282,427,000 | 266,092,000 | 266,994,000 | 267,715,000 |
| Noninterest-bearing deposits | 11,038,000 | 10,977,000 | 9,935,000 | 11,319,000 |
| Equity capital | 31,444,000 | 31,766,000 | 32,111,000 | 31,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,171,000 | 8,182,000 | 12,100,000 | 16,008,000 |
| Interest expense | 1,145,000 | 2,203,000 | 3,176,000 | 4,104,000 |
| Net interest income | 3,026,000 | 5,979,000 | 8,924,000 | 11,904,000 |
| Noninterest income | 693,000 | 1,363,000 | 2,084,000 | 2,837,000 |
| Noninterest expense | 2,644,000 | 5,215,000 | 7,801,000 | 11,238,000 |
| Provision for loan losses | 3,245,000 | 4,145,000 | 5,045,000 | 5,245,000 |
| Pretax income | -2,170,000 | -1,488,000 | -1,158,000 | -1,062,000 |
| Income tax | -807,000 | -643,000 | -601,000 | -636,000 |
| Net income | -1,363,000 | -845,000 | -557,000 | -426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,667,000 | 27,930,000 | 27,981,000 | 28,690,000 |
| Total capital | 30,831,000 | 30,948,000 | 30,968,000 | 31,705,000 |
| Risk-weighted assets | 250,167,000 | 238,292,000 | 235,839,000 | 238,490,000 |