Call reports 2009
PEOPLES NATIONAL BANK, THE — 2009
What PEOPLES NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 353,094,000 | 339,399,000 | 336,200,000 | 350,204,000 |
| Total loans | 262,839,000 | 260,857,000 | 255,045,000 | 247,963,000 |
| Allowance for loan losses | 5,348,000 | 5,519,000 | 5,026,000 | 4,944,000 |
| Securities available for sale | 44,311,000 | 43,551,000 | 44,185,000 | 49,416,000 |
| Securities held to maturity | 5,926,000 | 5,521,000 | 5,518,000 | 4,509,000 |
| Trading assets | 28,000 | 73,000 | 107,000 | 64,000 |
| Total deposits | 283,336,000 | 274,979,000 | 280,005,000 | 304,076,000 |
| Interest-bearing deposits | 273,472,000 | 250,958,000 | 269,330,000 | 284,312,000 |
| Noninterest-bearing deposits | 9,864,000 | 24,021,000 | 10,675,000 | 19,764,000 |
| Equity capital | 32,730,000 | 32,732,000 | 33,142,000 | 32,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,761,000 | 9,138,000 | 13,332,000 | 17,781,000 |
| Interest expense | 1,758,000 | 3,354,000 | 4,731,000 | 5,986,000 |
| Net interest income | 3,003,000 | 5,784,000 | 8,601,000 | 11,795,000 |
| Noninterest income | 732,000 | 1,502,000 | 2,362,000 | 3,111,000 |
| Noninterest expense | 2,606,000 | 5,205,000 | 8,003,000 | 10,786,000 |
| Provision for loan losses | 600,000 | 1,233,000 | 2,133,000 | 3,033,000 |
| Pretax income | 529,000 | 688,000 | 668,000 | 933,000 |
| Income tax | 123,000 | 111,000 | 31,000 | 55,000 |
| Net income | 406,000 | 577,000 | 637,000 | 878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,703,000 | 31,845,000 | 31,781,000 | 29,954,000 |
| Total capital | 35,168,000 | 35,238,000 | 35,135,000 | 33,201,000 |
| Risk-weighted assets | 275,339,000 | 269,277,000 | 266,618,000 | 258,069,000 |