Call reports 2006
PEOPLES NATIONAL BANK, THE — 2006
What PEOPLES NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 278,640,000 | 284,228,000 | 300,216,000 | 303,110,000 |
| Total loans | 222,016,000 | 220,461,000 | 218,813,000 | 218,975,000 |
| Allowance for loan losses | 2,078,000 | 2,170,000 | 2,317,000 | 2,347,000 |
| Securities available for sale | 28,029,000 | 26,987,000 | 49,295,000 | 42,538,000 |
| Securities held to maturity | 6,705,000 | 7,288,000 | 7,390,000 | 7,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,670,000 | 226,601,000 | 219,889,000 | 225,731,000 |
| Interest-bearing deposits | 183,506,000 | 213,109,000 | 176,263,000 | 212,935,000 |
| Noninterest-bearing deposits | 40,164,000 | 13,492,000 | 43,626,000 | 12,796,000 |
| Equity capital | 24,382,000 | 24,980,000 | 25,829,000 | 26,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,329,000 | 9,021,000 | 13,996,000 | 19,087,000 |
| Interest expense | 1,480,000 | 3,104,000 | 4,870,000 | 6,809,000 |
| Net interest income | 2,849,000 | 5,917,000 | 9,126,000 | 12,278,000 |
| Noninterest income | 676,000 | 1,319,000 | 1,909,000 | 2,485,000 |
| Noninterest expense | 2,133,000 | 4,263,000 | 6,410,000 | 8,633,000 |
| Provision for loan losses | 150,000 | 375,000 | 600,000 | 825,000 |
| Pretax income | 1,242,000 | 2,598,000 | 4,025,000 | 5,253,000 |
| Income tax | 383,000 | 841,000 | 1,302,000 | 1,660,000 |
| Net income | 859,000 | 1,757,000 | 2,723,000 | 3,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,683,000 | 25,267,000 | 25,918,000 | 26,470,000 |
| Total capital | 26,827,000 | 27,530,000 | 28,338,000 | 28,925,000 |
| Risk-weighted assets | 233,312,000 | 232,502,000 | 237,836,000 | 240,006,000 |