Call reports 2002
PEOPLES NATIONAL BANK, THE — 2002
What PEOPLES NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 214,617,000 | 213,282,000 | 236,300,000 | 256,070,000 |
| Total loans | 159,546,000 | 155,079,000 | 178,539,000 | 205,404,000 |
| Allowance for loan losses | 1,566,000 | 1,723,000 | 1,757,000 | 1,775,000 |
| Securities available for sale | 29,528,000 | 30,562,000 | 32,721,000 | 29,323,000 |
| Securities held to maturity | 2,359,000 | 2,657,000 | 2,654,000 | 2,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,825,000 | 171,847,000 | 184,947,000 | 185,519,000 |
| Interest-bearing deposits | 144,088,000 | 143,700,000 | 151,968,000 | 155,417,000 |
| Noninterest-bearing deposits | 27,737,000 | 28,147,000 | 32,979,000 | 30,102,000 |
| Equity capital | 16,822,000 | 17,676,000 | 18,370,000 | 19,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,286,000 | 6,429,000 | 9,637,000 | 12,764,000 |
| Interest expense | 1,162,000 | 2,323,000 | 3,530,000 | 4,734,000 |
| Net interest income | 2,124,000 | 4,106,000 | 6,107,000 | 8,030,000 |
| Noninterest income | 1,226,000 | 2,406,000 | 3,677,000 | 5,681,000 |
| Noninterest expense | 1,767,000 | 3,640,000 | 5,624,000 | 7,868,000 |
| Provision for loan losses | 250,000 | 400,000 | 475,000 | 550,000 |
| Pretax income | 1,333,000 | 2,472,000 | 3,703,000 | 5,311,000 |
| Income tax | 474,000 | 877,000 | 1,317,000 | 1,893,000 |
| Net income | 859,000 | 1,595,000 | 2,386,000 | 3,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,842,000 | 17,377,000 | 17,968,000 | 18,789,000 |
| Total capital | 18,408,000 | 19,100,000 | 19,725,000 | 20,564,000 |
| Risk-weighted assets | 155,490,000 | 157,932,000 | 170,233,000 | 187,424,000 |