Call reports 2001
PEOPLES NATIONAL BANK, THE — 2001
What PEOPLES NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 189,709,000 | 190,411,000 | 190,935,000 | 211,398,000 |
| Total loans | 148,144,000 | 145,805,000 | 151,564,000 | 173,165,000 |
| Allowance for loan losses | 1,342,000 | 1,378,000 | 1,448,000 | 1,322,000 |
| Securities available for sale | 17,783,000 | 16,102,000 | 22,233,000 | 20,775,000 |
| Securities held to maturity | 3,141,000 | 3,140,000 | 2,938,000 | 2,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,098,000 | 155,003,000 | 152,036,000 | 156,889,000 |
| Interest-bearing deposits | 133,202,000 | 128,956,000 | 124,067,000 | 132,558,000 |
| Noninterest-bearing deposits | 20,896,000 | 26,047,000 | 27,969,000 | 24,331,000 |
| Equity capital | 14,648,000 | 15,149,000 | 15,883,000 | 16,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,430,000 | 6,861,000 | 10,219,000 | 13,400,000 |
| Interest expense | 1,799,000 | 3,577,000 | 5,165,000 | 6,462,000 |
| Net interest income | 1,631,000 | 3,284,000 | 5,054,000 | 6,938,000 |
| Noninterest income | 1,079,000 | 2,215,000 | 3,302,000 | 4,515,000 |
| Noninterest expense | 1,626,000 | 3,366,000 | 5,006,000 | 6,808,000 |
| Provision for loan losses | 105,000 | 185,000 | 290,000 | 621,000 |
| Pretax income | 979,000 | 1,948,000 | 3,060,000 | 4,024,000 |
| Income tax | 346,000 | 686,000 | 1,079,000 | 1,378,000 |
| Net income | 633,000 | 1,262,000 | 1,981,000 | 2,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,580,000 | 15,081,000 | 15,642,000 | 16,149,000 |
| Total capital | 15,922,000 | 16,459,000 | 17,090,000 | 17,471,000 |
| Risk-weighted assets | 139,354,000 | 140,075,000 | 144,041,000 | 157,670,000 |