Call reports 2002
FIRST COMMUNITY BANK & TRUST — 2002
What FIRST COMMUNITY BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 146,936,000 | 148,802,000 | 147,205,000 | 144,496,000 |
| Total loans | 125,326,000 | 129,544,000 | 128,719,000 | 125,390,000 |
| Allowance for loan losses | 1,167,000 | 1,233,000 | 1,252,000 | 1,495,000 |
| Securities available for sale | 3,627,000 | 6,700,000 | 3,441,000 | 3,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,323,000 | 123,576,000 | 121,548,000 | 119,736,000 |
| Interest-bearing deposits | 109,583,000 | 111,999,000 | 107,913,000 | 105,918,000 |
| Noninterest-bearing deposits | 11,740,000 | 11,577,000 | 13,635,000 | 13,818,000 |
| Equity capital | 11,043,000 | 10,835,000 | 11,191,000 | 11,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,484,000 | 4,934,000 | 7,439,000 | 9,813,000 |
| Interest expense | 1,023,000 | 1,981,000 | 2,892,000 | 3,679,000 |
| Net interest income | 1,461,000 | 2,953,000 | 4,547,000 | 6,134,000 |
| Noninterest income | 333,000 | 673,000 | 1,106,000 | 1,528,000 |
| Noninterest expense | 1,354,000 | 2,732,000 | 4,089,000 | 5,513,000 |
| Provision for loan losses | 71,000 | 862,000 | 922,000 | 1,554,000 |
| Pretax income | 369,000 | 32,000 | 690,000 | 643,000 |
| Income tax | 119,000 | -43,000 | 186,000 | 140,000 |
| Net income | 250,000 | 75,000 | 504,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,877,000 | 10,618,000 | 10,949,000 | 10,920,000 |
| Total capital | 12,044,000 | 11,851,000 | 12,201,000 | 12,396,000 |
| Risk-weighted assets | 115,064,000 | 119,068,000 | 119,375,000 | 118,096,000 |