Call reports 2001
FIRST COMMUNITY BANK & TRUST — 2001
What FIRST COMMUNITY BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 150,669,000 | 152,744,000 | 145,641,000 | 145,292,000 |
| Total loans | 127,051,000 | 127,770,000 | 129,585,000 | 127,795,000 |
| Allowance for loan losses | 1,032,000 | 1,003,000 | 1,084,000 | 1,114,000 |
| Securities available for sale | 9,178,000 | 8,014,000 | 4,180,000 | 3,969,000 |
| Securities held to maturity | 1,342,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,804,000 | 125,916,000 | 118,410,000 | 117,832,000 |
| Interest-bearing deposits | 113,797,000 | 110,443,000 | 108,035,000 | 106,699,000 |
| Noninterest-bearing deposits | 10,007,000 | 15,473,000 | 10,375,000 | 11,133,000 |
| Equity capital | 10,300,000 | 10,448,000 | 10,729,000 | 10,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,894,000 | 5,814,000 | 8,666,000 | 11,370,000 |
| Interest expense | 1,667,000 | 3,242,000 | 4,599,000 | 5,774,000 |
| Net interest income | 1,227,000 | 2,572,000 | 4,067,000 | 5,596,000 |
| Noninterest income | 267,000 | 564,000 | 857,000 | 1,164,000 |
| Noninterest expense | 1,199,000 | 2,456,000 | 3,728,000 | 5,107,000 |
| Provision for loan losses | 34,000 | 104,000 | 222,000 | 288,000 |
| Pretax income | 261,000 | 589,000 | 1,020,000 | 1,415,000 |
| Income tax | 57,000 | 141,000 | 283,000 | 410,000 |
| Net income | 204,000 | 448,000 | 737,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,148,000 | 10,292,000 | 10,578,000 | 10,726,000 |
| Total capital | 11,180,000 | 11,295,000 | 11,662,000 | 11,840,000 |
| Risk-weighted assets | 117,261,000 | 117,806,000 | 116,651,000 | 115,470,000 |