Call reports 2026
NORTH COUNTY SAVINGS BANK — 2026
What NORTH COUNTY SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 63,039,000 | 63,195,000 |
| Total loans | 27,997,000 | 28,457,000 |
| Allowance for loan losses | 129,000 | 129,000 |
| Securities available for sale | 15,920,000 | 16,226,000 |
| Securities held to maturity | 8,702,000 | 8,384,000 |
| Trading assets | 0 | 0 |
| Total deposits | 57,847,000 | 57,896,000 |
| Interest-bearing deposits | 48,566,000 | 48,638,000 |
| Noninterest-bearing deposits | 9,281,000 | 9,258,000 |
| Equity capital | 4,989,000 | 5,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 573,000 | 1,174,000 |
| Interest expense | 217,000 | 433,000 |
| Net interest income | 356,000 | 741,000 |
| Noninterest income | 38,000 | 75,000 |
| Noninterest expense | 331,000 | 674,000 |
| Provision for loan losses | 3,000 | 3,000 |
| Pretax income | 60,000 | 139,000 |
| Income tax | 0 | 6,000 |
| Net income | 60,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,284,000 | 5,356,000 |
| Total capital | 5,413,000 | 5,485,000 |
| Risk-weighted assets | 23,635,000 | 25,049,000 |