Call reports 2009
COMMUNITY BANK OF THE RED RIVER VALLEY — 2009
What COMMUNITY BANK OF THE RED RIVER VALLEY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 276,274,000 | 282,488,000 | 282,114,000 |
| Total loans | 201,137,000 | 198,552,000 | 195,195,000 |
| Allowance for loan losses | 2,599,000 | 2,688,000 | 2,773,000 |
| Securities available for sale | 37,717,000 | 41,362,000 | 47,254,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 236,980,000 | 242,973,000 | 241,418,000 |
| Interest-bearing deposits | 224,890,000 | 229,801,000 | 227,939,000 |
| Noninterest-bearing deposits | 12,090,000 | 13,172,000 | 13,479,000 |
| Equity capital | 29,565,000 | 30,239,000 | 31,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 3,497,000 | 6,981,000 | 10,330,000 |
| Interest expense | 856,000 | 1,669,000 | 2,410,000 |
| Net interest income | 2,641,000 | 5,312,000 | 7,920,000 |
| Noninterest income | 640,000 | 1,369,000 | 2,106,000 |
| Noninterest expense | 2,095,000 | 4,297,000 | 6,514,000 |
| Provision for loan losses | 30,000 | 160,000 | 430,000 |
| Pretax income | 1,156,000 | 2,224,000 | 3,082,000 |
| Income tax | 20,000 | 20,000 | 20,000 |
| Net income | 1,136,000 | 2,204,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 20,339,000 | 21,076,000 | 21,603,000 |
| Total capital | 22,938,000 | 23,764,000 | 24,271,000 |
| Risk-weighted assets | 217,264,000 | 215,215,000 | 213,305,000 |