Call reports 2006
COMMUNITY BANK OF THE RED RIVER VALLEY — 2006
What COMMUNITY BANK OF THE RED RIVER VALLEY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 256,755,000 | 255,916,000 | 257,714,000 | 278,208,000 |
| Total loans | 186,293,000 | 188,488,000 | 191,267,000 | 188,476,000 |
| Allowance for loan losses | 2,219,000 | 2,232,000 | 2,235,000 | 2,239,000 |
| Securities available for sale | 38,299,000 | 34,327,000 | 32,225,000 | 46,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,486,000 | 220,400,000 | 220,271,000 | 239,662,000 |
| Interest-bearing deposits | 177,598,000 | 179,618,000 | 209,843,000 | 226,226,000 |
| Noninterest-bearing deposits | 41,888,000 | 40,782,000 | 10,428,000 | 13,436,000 |
| Equity capital | 28,410,000 | 28,798,000 | 30,059,000 | 31,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,007,000 | 8,198,000 | 12,602,000 | 17,129,000 |
| Interest expense | 1,137,000 | 2,421,000 | 3,829,000 | 5,384,000 |
| Net interest income | 2,870,000 | 5,777,000 | 8,773,000 | 11,745,000 |
| Noninterest income | 634,000 | 1,247,000 | 1,923,000 | 2,567,000 |
| Noninterest expense | 2,024,000 | 4,023,000 | 6,069,000 | 8,130,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 1,480,000 | 3,011,000 | 4,637,000 | 6,192,000 |
| Income tax | 35,000 | 73,000 | 134,000 | 139,000 |
| Net income | 1,445,000 | 2,938,000 | 4,503,000 | 6,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,397,000 | 19,925,000 | 20,930,000 | 22,019,000 |
| Total capital | 21,616,000 | 22,157,000 | 23,165,000 | 24,258,000 |
| Risk-weighted assets | 208,117,000 | 210,247,000 | 211,521,000 | 225,972,000 |