Call reports 2001
COMMUNITY BANK OF THE RED RIVER VALLEY — 2001
What COMMUNITY BANK OF THE RED RIVER VALLEY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,717,000 | 90,099,000 | 104,372,000 | 114,769,000 |
| Total loans | 56,480,000 | 58,908,000 | 68,133,000 | 68,400,000 |
| Allowance for loan losses | 855,000 | 868,000 | 1,006,000 | 1,035,000 |
| Securities available for sale | 17,000,000 | 19,375,000 | 22,934,000 | 26,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,875,000 | 81,150,000 | 92,219,000 | 102,635,000 |
| Interest-bearing deposits | 64,604,000 | 70,596,000 | 80,269,000 | 83,714,000 |
| Noninterest-bearing deposits | 9,271,000 | 10,554,000 | 11,950,000 | 18,921,000 |
| Equity capital | 7,528,000 | 7,777,000 | 10,714,000 | 10,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,663,000 | 3,318,000 | 5,548,000 | 7,349,000 |
| Interest expense | 797,000 | 1,568,000 | 2,557,000 | 3,251,000 |
| Net interest income | 866,000 | 1,750,000 | 2,991,000 | 4,098,000 |
| Noninterest income | 175,000 | 341,000 | 611,000 | 827,000 |
| Noninterest expense | 573,000 | 1,178,000 | 2,041,000 | 2,777,000 |
| Provision for loan losses | 15,000 | 35,000 | 145,000 | 180,000 |
| Pretax income | 453,000 | 878,000 | 1,416,000 | 1,968,000 |
| Income tax | 188,000 | 362,000 | 581,000 | 813,000 |
| Net income | 265,000 | 516,000 | 835,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,456,000 | 6,737,000 | 8,986,000 | 9,352,000 |
| Total capital | 7,220,000 | 7,555,000 | 9,943,000 | 10,330,000 |
| Risk-weighted assets | 61,012,000 | 65,411,000 | 76,532,000 | 78,148,000 |