Call reports 2022
LA MONTE COMMUNITY BANK — 2022
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 44,665,000 | 44,623,000 | 44,274,000 | 44,049,000 |
| Total loans | 24,254,000 | 24,436,000 | 26,964,000 | 25,766,000 |
| Allowance for loan losses | 229,000 | 231,000 | 232,000 | 232,000 |
| Securities available for sale | 12,382,000 | 10,102,000 | 8,372,000 | 5,433,000 |
| Securities held to maturity | 3,947,000 | 6,878,000 | 7,882,000 | 7,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,223,000 | 41,123,000 | 39,968,000 | 40,385,000 |
| Interest-bearing deposits | 34,773,000 | 34,178,000 | 33,701,000 | 34,038,000 |
| Noninterest-bearing deposits | 6,450,000 | 6,945,000 | 6,267,000 | 6,347,000 |
| Equity capital | 3,418,000 | 3,462,000 | 3,534,000 | 3,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 609,000 | 972,000 | 1,361,000 |
| Interest expense | 28,000 | 55,000 | 89,000 | 224,000 |
| Net interest income | 265,000 | 554,000 | 883,000 | 1,137,000 |
| Noninterest income | 17,000 | 37,000 | 57,000 | 78,000 |
| Noninterest expense | 236,000 | 460,000 | 733,000 | 966,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 4,000 |
| Pretax income | 45,000 | 128,000 | 203,000 | 245,000 |
| Income tax | 11,000 | 31,000 | 49,000 | 57,000 |
| Net income | 34,000 | 97,000 | 154,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,510,000 | 3,573,000 | 3,630,000 | 3,663,000 |
| Total capital | 3,739,000 | 3,804,000 | 3,862,000 | 3,895,000 |
| Risk-weighted assets | 22,299,000 | 22,666,000 | 24,628,000 | 24,800,000 |