Call reports 2018
LA MONTE COMMUNITY BANK — 2018
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,317,000 | 30,664,000 | 29,550,000 | 29,606,000 |
| Total loans | 21,461,000 | 21,657,000 | 21,906,000 | 21,926,000 |
| Allowance for loan losses | 204,000 | 206,000 | 208,000 | 210,000 |
| Securities available for sale | 5,211,000 | 7,194,000 | 6,201,000 | 6,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,018,000 | 27,329,000 | 26,155,000 | 26,212,000 |
| Interest-bearing deposits | 21,274,000 | 22,672,000 | 21,483,000 | 21,641,000 |
| Noninterest-bearing deposits | 4,744,000 | 4,657,000 | 4,672,000 | 4,571,000 |
| Equity capital | 3,253,000 | 3,294,000 | 3,342,000 | 3,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 553,000 | 843,000 | 1,144,000 |
| Interest expense | 12,000 | 25,000 | 40,000 | 76,000 |
| Net interest income | 259,000 | 528,000 | 803,000 | 1,068,000 |
| Noninterest income | 10,000 | 25,000 | 48,000 | 60,000 |
| Noninterest expense | 202,000 | 429,000 | 665,000 | 922,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 5,000 |
| Pretax income | 66,000 | 123,000 | 186,000 | 201,000 |
| Income tax | 16,000 | 30,000 | 45,000 | 49,000 |
| Net income | 50,000 | 93,000 | 141,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,271,000 | 3,314,000 | 3,362,000 | 3,373,000 |
| Total capital | 3,475,000 | 3,520,000 | 3,570,000 | 3,583,000 |
| Risk-weighted assets | 19,349,000 | 19,393,000 | 19,633,000 | 19,775,000 |