Call reports 2017
LA MONTE COMMUNITY BANK — 2017
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 29,553,000 | 28,587,000 | 27,277,000 | 29,279,000 |
| Total loans | 22,477,000 | 22,698,000 | 22,197,000 | 22,563,000 |
| Allowance for loan losses | 197,000 | 199,000 | 201,000 | 202,000 |
| Securities available for sale | 4,243,000 | 5,237,000 | 4,241,000 | 4,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,310,000 | 24,933,000 | 23,957,000 | 25,962,000 |
| Interest-bearing deposits | 21,488,000 | 20,169,000 | 19,471,000 | 21,067,000 |
| Noninterest-bearing deposits | 4,822,000 | 4,764,000 | 4,486,000 | 4,895,000 |
| Equity capital | 3,189,000 | 3,227,000 | 3,259,000 | 3,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 520,000 | 790,000 | 1,055,000 |
| Interest expense | 12,000 | 24,000 | 38,000 | 49,000 |
| Net interest income | 243,000 | 496,000 | 752,000 | 1,006,000 |
| Noninterest income | 12,000 | 28,000 | 41,000 | 53,000 |
| Noninterest expense | 219,000 | 423,000 | 643,000 | 874,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 5,000 |
| Pretax income | 35,000 | 98,000 | 146,000 | 180,000 |
| Income tax | 13,000 | 36,000 | 53,000 | 65,000 |
| Net income | 22,000 | 62,000 | 93,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,193,000 | 3,233,000 | 3,264,000 | 3,286,000 |
| Total capital | 3,390,000 | 3,432,000 | 3,465,000 | 3,488,000 |
| Risk-weighted assets | 20,307,000 | 20,757,000 | 20,296,000 | 20,424,000 |