Call reports 2016
LA MONTE COMMUNITY BANK — 2016
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 28,769,000 | 28,197,000 | 27,012,000 | 28,001,000 |
| Total loans | 21,039,000 | 22,090,000 | 20,621,000 | 21,680,000 |
| Allowance for loan losses | 189,000 | 189,000 | 190,000 | 195,000 |
| Securities available for sale | 4,509,000 | 4,514,000 | 4,510,000 | 4,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,616,000 | 24,225,000 | 23,737,000 | 24,738,000 |
| Interest-bearing deposits | 21,152,000 | 20,263,000 | 19,536,000 | 19,007,000 |
| Noninterest-bearing deposits | 4,464,000 | 3,962,000 | 4,201,000 | 5,731,000 |
| Equity capital | 3,131,000 | 3,168,000 | 3,201,000 | 3,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 502,000 | 759,000 | 1,007,000 |
| Interest expense | 12,000 | 24,000 | 37,000 | 49,000 |
| Net interest income | 234,000 | 478,000 | 722,000 | 958,000 |
| Noninterest income | 12,000 | 25,000 | 55,000 | 71,000 |
| Noninterest expense | 211,000 | 417,000 | 637,000 | 848,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 38,000 | 89,000 | 143,000 | 179,000 |
| Income tax | 14,000 | 33,000 | 52,000 | 65,000 |
| Net income | 24,000 | 56,000 | 91,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,130,000 | 3,163,000 | 3,197,000 | 3,221,000 |
| Total capital | 3,319,000 | 3,352,000 | 3,387,000 | 3,416,000 |
| Risk-weighted assets | 19,668,000 | 20,474,000 | 18,874,000 | 20,388,000 |