Call reports 2015
LA MONTE COMMUNITY BANK — 2015
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 28,291,000 | 28,041,000 | 26,740,000 | 27,244,000 |
| Total loans | 18,654,000 | 20,596,000 | 19,951,000 | 20,168,000 |
| Allowance for loan losses | 198,000 | 187,000 | 187,000 | 188,000 |
| Securities available for sale | 5,675,000 | 5,247,000 | 4,522,000 | 4,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,162,000 | 24,903,000 | 23,554,000 | 23,817,000 |
| Interest-bearing deposits | 21,297,000 | 20,782,000 | 19,733,000 | 19,402,000 |
| Noninterest-bearing deposits | 3,865,000 | 4,121,000 | 3,821,000 | 4,415,000 |
| Equity capital | 3,097,000 | 3,123,000 | 3,145,000 | 3,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 476,000 | 726,000 | 974,000 |
| Interest expense | 12,000 | 24,000 | 37,000 | 49,000 |
| Net interest income | 215,000 | 452,000 | 689,000 | 925,000 |
| Noninterest income | 11,000 | 23,000 | 35,000 | 48,000 |
| Noninterest expense | 204,000 | 411,000 | 628,000 | 850,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 22,000 | 64,000 | 96,000 | 123,000 |
| Income tax | 8,000 | 23,000 | 34,000 | 43,000 |
| Net income | 14,000 | 41,000 | 62,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,091,000 | 3,118,000 | 3,139,000 | 3,156,000 |
| Total capital | 3,289,000 | 3,305,000 | 3,326,000 | 3,344,000 |
| Risk-weighted assets | 16,736,000 | 18,922,000 | 18,961,000 | 19,185,000 |