Call reports 2014
LA MONTE COMMUNITY BANK — 2014
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 29,784,000 | 29,249,000 | 27,686,000 | 27,255,000 |
| Total loans | 20,681,000 | 20,483,000 | 19,454,000 | 18,375,000 |
| Allowance for loan losses | 193,000 | 197,000 | 197,000 | 198,000 |
| Securities available for sale | 5,760,000 | 5,769,000 | 5,763,000 | 5,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,700,000 | 26,117,000 | 24,505,000 | 24,089,000 |
| Interest-bearing deposits | 22,118,000 | 22,068,000 | 20,792,000 | 20,215,000 |
| Noninterest-bearing deposits | 4,582,000 | 4,049,000 | 3,713,000 | 3,874,000 |
| Equity capital | 3,033,000 | 3,082,000 | 3,115,000 | 3,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 521,000 | 783,000 | 1,024,000 |
| Interest expense | 14,000 | 28,000 | 42,000 | 54,000 |
| Net interest income | 248,000 | 493,000 | 741,000 | 970,000 |
| Noninterest income | 11,000 | 33,000 | 45,000 | 58,000 |
| Noninterest expense | 199,000 | 397,000 | 600,000 | 812,000 |
| Provision for loan losses | 3,000 | 7,000 | 7,000 | 8,000 |
| Pretax income | 57,000 | 122,000 | 179,000 | 208,000 |
| Income tax | 21,000 | 44,000 | 65,000 | 75,000 |
| Net income | 36,000 | 78,000 | 114,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,042,000 | 3,084,000 | 3,120,000 | 3,139,000 |
| Total capital | 3,235,000 | 3,281,000 | 3,317,000 | 3,337,000 |
| Risk-weighted assets | 19,203,000 | 18,946,000 | 17,893,000 | 17,090,000 |