Call reports 2013
LA MONTE COMMUNITY BANK — 2013
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 29,001,000 | 28,123,000 | 28,276,000 | 27,928,000 |
| Total loans | 18,372,000 | 19,717,000 | 20,159,000 | 20,332,000 |
| Allowance for loan losses | 174,000 | 179,000 | 185,000 | 190,000 |
| Securities available for sale | 5,306,000 | 5,124,000 | 5,064,000 | 4,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,953,000 | 24,946,000 | 25,194,000 | 24,825,000 |
| Interest-bearing deposits | 21,649,000 | 21,453,000 | 21,600,000 | 20,498,000 |
| Noninterest-bearing deposits | 4,304,000 | 3,493,000 | 3,594,000 | 4,327,000 |
| Equity capital | 2,987,000 | 3,008,000 | 3,044,000 | 3,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 515,000 | 786,000 | 1,060,000 |
| Interest expense | 20,000 | 37,000 | 54,000 | 70,000 |
| Net interest income | 229,000 | 478,000 | 732,000 | 990,000 |
| Noninterest income | 14,000 | 28,000 | 40,000 | 51,000 |
| Noninterest expense | 196,000 | 397,000 | 608,000 | 827,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 42,000 | 99,000 | 150,000 | 195,000 |
| Income tax | 15,000 | 36,000 | 54,000 | 71,000 |
| Net income | 27,000 | 63,000 | 96,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,971,000 | 3,007,000 | 3,040,000 | 3,068,000 |
| Total capital | 3,145,000 | 3,186,000 | 3,225,000 | 3,258,000 |
| Risk-weighted assets | 16,759,000 | 18,106,000 | 18,527,000 | 18,662,000 |