Call reports 2012
LA MONTE COMMUNITY BANK — 2012
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,940,000 | 27,054,000 | 27,033,000 | 28,261,000 |
| Total loans | 18,920,000 | 19,591,000 | 19,460,000 | 18,504,000 |
| Allowance for loan losses | 188,000 | 188,000 | 193,000 | 177,000 |
| Securities available for sale | 4,623,000 | 4,917,000 | 4,533,000 | 4,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,844,000 | 23,867,000 | 23,786,000 | 25,216,000 |
| Interest-bearing deposits | 20,765,000 | 20,989,000 | 20,632,000 | 20,995,000 |
| Noninterest-bearing deposits | 3,079,000 | 2,878,000 | 3,154,000 | 4,221,000 |
| Equity capital | 3,008,000 | 3,075,000 | 3,123,000 | 2,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 278,000 | 564,000 | 852,000 | 1,131,000 |
| Interest expense | 31,000 | 60,000 | 87,000 | 111,000 |
| Net interest income | 247,000 | 504,000 | 765,000 | 1,020,000 |
| Noninterest income | 11,000 | 41,000 | 54,000 | 66,000 |
| Noninterest expense | 192,000 | 375,000 | 566,000 | 766,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 66,000 | 170,000 | 248,000 | 315,000 |
| Income tax | 23,000 | 62,000 | 90,000 | 111,000 |
| Net income | 43,000 | 108,000 | 158,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,982,000 | 3,048,000 | 3,098,000 | 2,943,000 |
| Total capital | 3,170,000 | 3,236,000 | 3,291,000 | 3,120,000 |
| Risk-weighted assets | 17,775,000 | 18,054,000 | 17,825,000 | 17,137,000 |