Call reports 2011
LA MONTE COMMUNITY BANK — 2011
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,102,000 | 25,122,000 | 24,894,000 | 24,789,000 |
| Total loans | 17,894,000 | 17,771,000 | 18,474,000 | 18,297,000 |
| Allowance for loan losses | 188,000 | 188,000 | 188,000 | 188,000 |
| Securities available for sale | 5,338,000 | 5,789,000 | 5,688,000 | 4,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,113,000 | 22,084,000 | 21,268,000 | 21,618,000 |
| Interest-bearing deposits | 19,638,000 | 19,412,000 | 18,820,000 | 19,082,000 |
| Noninterest-bearing deposits | 2,475,000 | 2,672,000 | 2,448,000 | 2,536,000 |
| Equity capital | 2,901,000 | 2,968,000 | 3,027,000 | 3,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 561,000 | 845,000 | 1,132,000 |
| Interest expense | 47,000 | 90,000 | 129,000 | 161,000 |
| Net interest income | 234,000 | 471,000 | 716,000 | 971,000 |
| Noninterest income | 13,000 | 26,000 | 39,000 | 51,000 |
| Noninterest expense | 187,000 | 375,000 | 553,000 | 750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 122,000 | 202,000 | 275,000 |
| Income tax | 21,000 | 43,000 | 71,000 | 97,000 |
| Net income | 39,000 | 79,000 | 131,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,900,000 | 2,940,000 | 2,992,000 | 3,039,000 |
| Total capital | 3,088,000 | 3,128,000 | 3,180,000 | 3,227,000 |
| Risk-weighted assets | 16,564,000 | 16,675,000 | 17,445,000 | 17,221,000 |