Call reports 2007
LA MONTE COMMUNITY BANK — 2007
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,184,000 | 24,401,000 | 23,643,000 | 23,389,000 |
| Total loans | 19,089,000 | 19,864,000 | 18,752,000 | 18,321,000 |
| Allowance for loan losses | 203,000 | 203,000 | 203,000 | 203,000 |
| Securities available for sale | 3,502,000 | 4,059,000 | 3,731,000 | 3,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,290,000 | 20,875,000 | 20,607,000 | 20,324,000 |
| Interest-bearing deposits | 18,548,000 | 19,005,000 | 18,493,000 | 18,375,000 |
| Noninterest-bearing deposits | 1,742,000 | 1,870,000 | 2,114,000 | 1,949,000 |
| Equity capital | 2,733,000 | 2,791,000 | 2,862,000 | 2,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 755,000 | 1,157,000 | 1,544,000 |
| Interest expense | 135,000 | 287,000 | 445,000 | 599,000 |
| Net interest income | 237,000 | 468,000 | 712,000 | 945,000 |
| Noninterest income | 11,000 | 25,000 | 40,000 | 53,000 |
| Noninterest expense | 165,000 | 333,000 | 501,000 | 655,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 174,000 | 266,000 | 363,000 |
| Income tax | 30,000 | 62,000 | 95,000 | 128,000 |
| Net income | 53,000 | 112,000 | 171,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,734,000 | 2,793,000 | 2,851,000 | 2,916,000 |
| Total capital | 2,937,000 | 2,996,000 | 3,054,000 | 3,119,000 |
| Risk-weighted assets | 16,606,000 | 17,696,000 | 17,025,000 | 16,552,000 |