Call reports 2004
LA MONTE COMMUNITY BANK — 2004
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,874,000 | 25,076,000 | 25,161,000 | 24,178,000 |
| Total loans | 13,875,000 | 14,037,000 | 13,693,000 | 12,982,000 |
| Allowance for loan losses | 204,000 | 204,000 | 204,000 | 204,000 |
| Securities available for sale | 10,865,000 | 10,404,000 | 10,166,000 | 9,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,103,000 | 22,378,000 | 22,354,000 | 21,536,000 |
| Interest-bearing deposits | 21,630,000 | 20,892,000 | 20,717,000 | 19,619,000 |
| Noninterest-bearing deposits | 1,473,000 | 1,486,000 | 1,637,000 | 1,917,000 |
| Equity capital | 2,653,000 | 2,640,000 | 2,703,000 | 2,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 578,000 | 845,000 | 1,131,000 |
| Interest expense | 95,000 | 182,000 | 276,000 | 365,000 |
| Net interest income | 196,000 | 396,000 | 569,000 | 766,000 |
| Noninterest income | 7,000 | 18,000 | 26,000 | 49,000 |
| Noninterest expense | 124,000 | 269,000 | 390,000 | 578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 145,000 | 205,000 | 237,000 |
| Income tax | 27,000 | 49,000 | 70,000 | 74,000 |
| Net income | 52,000 | 96,000 | 135,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,605,000 | 2,649,000 | 2,688,000 | 2,616,000 |
| Total capital | 2,799,000 | 2,842,000 | 2,872,000 | 2,765,000 |
| Risk-weighted assets | 15,445,000 | 15,394,000 | 15,398,000 | 11,896,000 |