Call reports 2003
LA MONTE COMMUNITY BANK — 2003
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,806,000 | 25,803,000 | 26,106,000 | 25,131,000 |
| Total loans | 13,904,000 | 13,013,000 | 12,958,000 | 13,514,000 |
| Allowance for loan losses | 214,000 | 214,000 | 214,000 | 207,000 |
| Securities available for sale | 10,032,000 | 11,045,000 | 11,478,000 | 10,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,046,000 | 22,983,000 | 23,309,000 | 22,451,000 |
| Interest-bearing deposits | 21,484,000 | 21,585,000 | 21,874,000 | 20,766,000 |
| Noninterest-bearing deposits | 1,562,000 | 1,398,000 | 1,435,000 | 1,685,000 |
| Equity capital | 2,590,000 | 2,662,000 | 2,656,000 | 2,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 629,000 | 927,000 | 1,227,000 |
| Interest expense | 132,000 | 253,000 | 374,000 | 476,000 |
| Net interest income | 185,000 | 376,000 | 553,000 | 751,000 |
| Noninterest income | 7,000 | 16,000 | 23,000 | 37,000 |
| Noninterest expense | 121,000 | 238,000 | 389,000 | 553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 154,000 | 187,000 | 235,000 |
| Income tax | 23,000 | 51,000 | 58,000 | 70,000 |
| Net income | 48,000 | 103,000 | 129,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,510,000 | 2,565,000 | 2,592,000 | 2,553,000 |
| Total capital | 2,706,000 | 2,751,000 | 2,782,000 | 2,746,000 |
| Risk-weighted assets | 15,685,000 | 14,862,000 | 15,140,000 | 15,417,000 |