Call reports 2002
LA MONTE COMMUNITY BANK — 2002
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,093,000 | 22,580,000 | 23,470,000 | 24,246,000 |
| Total loans | 13,082,000 | 13,605,000 | 13,688,000 | 13,789,000 |
| Allowance for loan losses | 204,000 | 204,000 | 204,000 | 204,000 |
| Securities available for sale | 7,166,000 | 7,684,000 | 8,702,000 | 8,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,537,000 | 19,911,000 | 20,674,000 | 21,531,000 |
| Interest-bearing deposits | 17,165,000 | 18,283,000 | 19,027,000 | 19,882,000 |
| Noninterest-bearing deposits | 1,372,000 | 1,628,000 | 1,647,000 | 1,649,000 |
| Equity capital | 2,417,000 | 2,503,000 | 2,580,000 | 2,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 661,000 | 997,000 | 1,325,000 |
| Interest expense | 146,000 | 293,000 | 444,000 | 588,000 |
| Net interest income | 182,000 | 368,000 | 553,000 | 737,000 |
| Noninterest income | 13,000 | 26,000 | 34,000 | 41,000 |
| Noninterest expense | 130,000 | 244,000 | 374,000 | 512,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 150,000 | 213,000 | 266,000 |
| Income tax | 20,000 | 48,000 | 68,000 | 82,000 |
| Net income | 45,000 | 102,000 | 145,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,398,000 | 2,455,000 | 2,498,000 | 2,462,000 |
| Total capital | 2,561,000 | 2,624,000 | 2,667,000 | 2,633,000 |
| Risk-weighted assets | 13,029,000 | 13,465,000 | 13,512,000 | 13,636,000 |