Call reports 2001
LA MONTE COMMUNITY BANK — 2001
What LA MONTE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,117,000 | 19,463,000 | 20,283,000 | 20,572,000 |
| Total loans | 11,242,000 | 11,891,000 | 12,081,000 | 12,195,000 |
| Allowance for loan losses | 196,000 | 214,000 | 201,000 | 202,000 |
| Securities available for sale | 6,802,000 | 6,889,000 | 6,882,000 | 6,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,570,000 | 16,925,000 | 17,636,000 | 18,044,000 |
| Interest-bearing deposits | 15,087,000 | 15,656,000 | 16,271,000 | 16,293,000 |
| Noninterest-bearing deposits | 1,483,000 | 1,269,000 | 1,365,000 | 1,751,000 |
| Equity capital | 2,379,000 | 2,405,000 | 2,470,000 | 2,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 674,000 | 1,021,000 | 1,360,000 |
| Interest expense | 191,000 | 380,000 | 558,000 | 719,000 |
| Net interest income | 144,000 | 294,000 | 463,000 | 641,000 |
| Noninterest income | 8,000 | 17,000 | 24,000 | 32,000 |
| Noninterest expense | 106,000 | 232,000 | 344,000 | 498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 79,000 | 143,000 | 175,000 |
| Income tax | 13,000 | 20,000 | 40,000 | 47,000 |
| Net income | 33,000 | 59,000 | 103,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,333,000 | 2,359,000 | 2,403,000 | 2,353,000 |
| Total capital | 2,463,000 | 2,505,000 | 2,552,000 | 2,504,000 |
| Risk-weighted assets | 10,352,000 | 11,614,000 | 11,868,000 | 12,037,000 |