Call reports 2007
PUBLIC BANK — 2007
What PUBLIC BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 431,897,000 |
| Total loans | 330,827,000 |
| Allowance for loan losses | 3,940,000 |
| Securities available for sale | 58,773,000 |
| Securities held to maturity | 11,526,000 |
| Trading assets | 0 |
| Total deposits | 339,544,000 |
| Interest-bearing deposits | 295,906,000 |
| Noninterest-bearing deposits | 43,638,000 |
| Equity capital | 35,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 7,301,000 |
| Interest expense | 3,388,000 |
| Net interest income | 3,913,000 |
| Noninterest income | 597,000 |
| Noninterest expense | 2,139,000 |
| Provision for loan losses | 50,000 |
| Pretax income | 2,321,000 |
| Income tax | 863,000 |
| Net income | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 36,175,000 |
| Total capital | 40,115,000 |
| Risk-weighted assets | 353,612,000 |