Call reports 2006
PUBLIC BANK — 2006
What PUBLIC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 392,483,000 | 407,630,000 | 417,014,000 | 424,008,000 |
| Total loans | 292,417,000 | 310,324,000 | 316,051,000 | 320,302,000 |
| Allowance for loan losses | 3,751,000 | 3,861,000 | 3,870,000 | 3,889,000 |
| Securities available for sale | 63,404,000 | 61,180,000 | 61,064,000 | 59,922,000 |
| Securities held to maturity | 2,643,000 | 6,473,000 | 11,040,000 | 12,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,597,000 | 311,288,000 | 322,505,000 | 320,081,000 |
| Interest-bearing deposits | 264,410,000 | 262,532,000 | 274,853,000 | 276,257,000 |
| Noninterest-bearing deposits | 53,187,000 | 48,755,000 | 47,652,000 | 43,824,000 |
| Equity capital | 31,892,000 | 32,172,000 | 33,834,000 | 34,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,435,000 | 13,018,000 | 20,046,000 | 27,241,000 |
| Interest expense | 2,187,000 | 4,760,000 | 7,720,000 | 10,962,000 |
| Net interest income | 4,248,000 | 8,258,000 | 12,326,000 | 16,279,000 |
| Noninterest income | 654,000 | 1,300,000 | 1,915,000 | 2,574,000 |
| Noninterest expense | 2,079,000 | 4,247,000 | 6,310,000 | 8,340,000 |
| Provision for loan losses | 40,000 | 140,000 | 140,000 | 160,000 |
| Pretax income | 2,783,000 | 5,171,000 | 7,791,000 | 10,353,000 |
| Income tax | 1,046,000 | 1,940,000 | 2,920,000 | 3,876,000 |
| Net income | 1,737,000 | 3,231,000 | 4,871,000 | 6,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,320,000 | 34,066,000 | 34,907,000 | 35,717,000 |
| Total capital | 37,071,000 | 37,927,000 | 38,777,000 | 39,606,000 |
| Risk-weighted assets | 316,305,000 | 330,793,000 | 338,081,000 | 339,640,000 |