Call reports 2004
PUBLIC BANK — 2004
What PUBLIC BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 153,210,000 | 313,903,000 | 328,936,000 | 337,013,000 |
| Total loans | 111,770,000 | 217,329,000 | 228,113,000 | 240,976,000 |
| Allowance for loan losses | 1,498,000 | 3,789,000 | 3,487,000 | 3,475,000 |
| Securities available for sale | 22,110,000 | 71,472,000 | 71,318,000 | 69,429,000 |
| Securities held to maturity | 1,334,000 | 1,141,000 | 1,061,000 | 943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,382,000 | 267,467,000 | 270,744,000 | 283,860,000 |
| Interest-bearing deposits | 100,945,000 | 222,028,000 | 223,857,000 | 236,319,000 |
| Noninterest-bearing deposits | 24,437,000 | 45,439,000 | 46,887,000 | 47,541,000 |
| Equity capital | 13,611,000 | 24,935,000 | 27,056,000 | 27,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 8,634,000 | 12,863,000 | 17,431,000 |
| Interest expense | 580,000 | 2,390,000 | 3,494,000 | 4,621,000 |
| Net interest income | 1,696,000 | 6,244,000 | 9,369,000 | 12,810,000 |
| Noninterest income | 401,000 | 1,460,000 | 2,161,000 | 2,820,000 |
| Noninterest expense | 1,072,000 | 4,145,000 | 6,236,000 | 8,310,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 1,005,000 | 3,529,000 | 5,264,000 | 7,290,000 |
| Income tax | 383,000 | 1,308,000 | 1,950,000 | 2,703,000 |
| Net income | 622,000 | 2,221,000 | 3,314,000 | 4,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,455,000 | 25,917,000 | 27,014,000 | 28,011,000 |
| Total capital | 14,953,000 | 28,789,000 | 30,010,000 | 31,179,000 |
| Risk-weighted assets | 127,569,000 | 228,810,000 | 239,199,000 | 253,144,000 |