Call reports 2003
PUBLIC BANK — 2003
What PUBLIC BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 168,277,000 | 174,333,000 | 184,347,000 | 189,720,000 |
| Total loans | 109,097,000 | 113,209,000 | 117,825,000 | 124,000,000 |
| Allowance for loan losses | 1,633,000 | 1,693,000 | 1,768,000 | 1,668,000 |
| Securities available for sale | 35,246,000 | 39,070,000 | 43,046,000 | 49,395,000 |
| Securities held to maturity | 1,976,000 | 1,882,000 | 1,640,000 | 1,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,890,000 | 152,900,000 | 162,561,000 | 159,644,000 |
| Interest-bearing deposits | 125,001,000 | 132,846,000 | 143,048,000 | 135,122,000 |
| Noninterest-bearing deposits | 18,889,000 | 20,054,000 | 19,513,000 | 24,522,000 |
| Equity capital | 11,674,000 | 12,227,000 | 12,374,000 | 13,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 4,234,000 | 6,522,000 | 8,889,000 |
| Interest expense | 765,000 | 1,573,000 | 2,343,000 | 3,023,000 |
| Net interest income | 1,243,000 | 2,661,000 | 4,179,000 | 5,866,000 |
| Noninterest income | 457,000 | 925,000 | 1,489,000 | 1,943,000 |
| Noninterest expense | 1,056,000 | 2,197,000 | 3,349,000 | 4,381,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 569,000 | 1,239,000 | 2,094,000 | 3,203,000 |
| Income tax | 214,000 | 468,000 | 793,000 | 1,216,000 |
| Net income | 355,000 | 771,000 | 1,301,000 | 1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,500,000 | 11,916,000 | 12,446,000 | 13,133,000 |
| Total capital | 13,003,000 | 13,519,000 | 14,169,000 | 14,801,000 |
| Risk-weighted assets | 120,131,000 | 128,140,000 | 137,768,000 | 140,216,000 |