Call reports 2002
PUBLIC BANK — 2002
What PUBLIC BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 116,761,000 | 123,334,000 | 131,008,000 | 141,564,000 |
| Total loans | 84,628,000 | 93,129,000 | 101,684,000 | 104,282,000 |
| Allowance for loan losses | 1,067,000 | 1,140,000 | 1,570,000 | 1,564,000 |
| Securities available for sale | 21,508,000 | 20,474,000 | 15,430,000 | 19,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,091,000 | 107,355,000 | 114,106,000 | 120,922,000 |
| Interest-bearing deposits | 85,218,000 | 89,370,000 | 96,549,000 | 104,709,000 |
| Noninterest-bearing deposits | 16,873,000 | 17,985,000 | 17,556,000 | 16,213,000 |
| Equity capital | 8,804,000 | 9,428,000 | 10,863,000 | 11,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,830,000 | 3,784,000 | 5,848,000 | 7,861,000 |
| Interest expense | 725,000 | 1,437,000 | 2,147,000 | 2,891,000 |
| Net interest income | 1,105,000 | 2,347,000 | 3,701,000 | 4,970,000 |
| Noninterest income | 358,000 | 729,000 | 1,681,000 | 2,131,000 |
| Noninterest expense | 964,000 | 1,912,000 | 2,913,000 | 3,952,000 |
| Provision for loan losses | 50,000 | 125,000 | 700,000 | 700,000 |
| Pretax income | 449,000 | 1,039,000 | 1,769,000 | 2,449,000 |
| Income tax | 168,000 | 391,000 | 667,000 | 924,000 |
| Net income | 281,000 | 648,000 | 1,102,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,901,000 | 9,268,000 | 10,722,000 | 11,146,000 |
| Total capital | 9,968,000 | 10,408,000 | 12,050,000 | 12,559,000 |
| Risk-weighted assets | 93,092,000 | 100,506,000 | 105,964,000 | 112,871,000 |