Call reports 2001
PUBLIC BANK — 2001
What PUBLIC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 94,875,000 | 98,346,000 | 105,091,000 | 111,825,000 |
| Total loans | 65,553,000 | 72,101,000 | 73,353,000 | 79,422,000 |
| Allowance for loan losses | 750,000 | 797,000 | 868,000 | 1,031,000 |
| Securities available for sale | 18,646,000 | 18,572,000 | 19,312,000 | 19,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,442,000 | 85,464,000 | 90,808,000 | 94,579,000 |
| Interest-bearing deposits | 68,451,000 | 69,606,000 | 75,350,000 | 80,639,000 |
| Noninterest-bearing deposits | 13,991,000 | 15,858,000 | 15,458,000 | 13,940,000 |
| Equity capital | 6,837,000 | 7,150,000 | 8,596,000 | 8,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,529,000 | 5,409,000 | 7,222,000 |
| Interest expense | 858,000 | 1,743,000 | 2,650,000 | 3,480,000 |
| Net interest income | 872,000 | 1,786,000 | 2,759,000 | 3,742,000 |
| Noninterest income | 314,000 | 648,000 | 998,000 | 1,406,000 |
| Noninterest expense | 703,000 | 1,426,000 | 2,222,000 | 3,131,000 |
| Provision for loan losses | 45,000 | 90,000 | 160,000 | 340,000 |
| Pretax income | 438,000 | 918,000 | 1,375,000 | 1,677,000 |
| Income tax | 161,000 | 344,000 | 515,000 | 626,000 |
| Net income | 277,000 | 574,000 | 860,000 | 1,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,847,000 | 7,144,000 | 8,430,000 | 8,620,000 |
| Total capital | 7,597,000 | 7,941,000 | 9,298,000 | 9,651,000 |
| Risk-weighted assets | 71,624,000 | 76,318,000 | 83,636,000 | 87,244,000 |