Call reports 2016
PETIT JEAN STATE BANK — 2016
What PETIT JEAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 190,958,000 | 185,114,000 | 184,079,000 | 190,125,000 |
| Total loans | 84,153,000 | 84,352,000 | 85,427,000 | 83,119,000 |
| Allowance for loan losses | 2,103,000 | 2,143,000 | 2,196,000 | 2,103,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 65,744,000 | 62,361,000 | 58,968,000 | 62,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,050,000 | 156,413,000 | 154,427,000 | 159,404,000 |
| Interest-bearing deposits | 133,594,000 | 129,015,000 | 128,407,000 | 132,895,000 |
| Noninterest-bearing deposits | 28,456,000 | 27,398,000 | 26,020,000 | 26,509,000 |
| Equity capital | 21,510,000 | 22,049,000 | 22,599,000 | 23,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,182,000 | 4,788,000 | 6,388,000 |
| Interest expense | 118,000 | 234,000 | 351,000 | 471,000 |
| Net interest income | 1,454,000 | 2,948,000 | 4,437,000 | 5,917,000 |
| Noninterest income | 150,000 | 316,000 | 474,000 | 625,000 |
| Noninterest expense | 774,000 | 1,563,000 | 2,323,000 | 3,094,000 |
| Provision for loan losses | 70,000 | 160,000 | 250,000 | 340,000 |
| Pretax income | 760,000 | 1,541,000 | 2,338,000 | 3,108,000 |
| Income tax | 235,000 | 477,000 | 724,000 | 1,029,000 |
| Net income | 525,000 | 1,064,000 | 1,614,000 | 2,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,510,000 | 22,049,000 | 22,599,000 | 23,064,000 |
| Total capital | 22,708,000 | 23,238,000 | 23,828,000 | 24,268,000 |
| Risk-weighted assets | 94,929,000 | 94,133,000 | 97,392,000 | 95,406,000 |