Call reports 2015
PETIT JEAN STATE BANK — 2015
What PETIT JEAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 181,663,000 | 187,908,000 | 185,888,000 | 191,466,000 |
| Total loans | 80,390,000 | 80,038,000 | 78,582,000 | 84,136,000 |
| Allowance for loan losses | 2,615,000 | 2,609,000 | 2,625,000 | 2,036,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,743,000 | 63,971,000 | 61,579,000 | 63,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,168,000 | 162,065,000 | 159,038,000 | 163,498,000 |
| Interest-bearing deposits | 124,904,000 | 133,494,000 | 133,012,000 | 136,175,000 |
| Noninterest-bearing deposits | 27,264,000 | 28,571,000 | 26,026,000 | 27,323,000 |
| Equity capital | 20,110,000 | 20,678,000 | 21,230,000 | 21,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,150,000 | 4,731,000 | 6,306,000 |
| Interest expense | 123,000 | 243,000 | 364,000 | 485,000 |
| Net interest income | 1,428,000 | 2,907,000 | 4,367,000 | 5,821,000 |
| Noninterest income | 151,000 | 292,000 | 435,000 | 596,000 |
| Noninterest expense | 813,000 | 1,607,000 | 2,411,000 | 3,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 766,000 | 1,592,000 | 2,391,000 | 3,041,000 |
| Income tax | 240,000 | 498,000 | 745,000 | 990,000 |
| Net income | 526,000 | 1,094,000 | 1,646,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,110,000 | 20,678,000 | 21,230,000 | 21,635,000 |
| Total capital | 21,235,000 | 21,802,000 | 22,359,000 | 22,833,000 |
| Risk-weighted assets | 88,547,000 | 88,898,000 | 88,809,000 | 95,008,000 |