Call reports 2012
PETIT JEAN STATE BANK — 2012
What PETIT JEAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,853,000 | 158,436,000 | 158,899,000 | 161,729,000 |
| Total loans | 70,774,000 | 71,253,000 | 72,154,000 | 72,184,000 |
| Allowance for loan losses | 3,703,000 | 3,078,000 | 3,154,000 | 3,127,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 59,845,000 | 58,482,000 | 57,333,000 | 57,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,347,000 | 137,174,000 | 137,685,000 | 139,510,000 |
| Interest-bearing deposits | 113,226,000 | 116,144,000 | 116,162,000 | 117,214,000 |
| Noninterest-bearing deposits | 21,121,000 | 21,030,000 | 21,523,000 | 22,296,000 |
| Equity capital | 15,599,000 | 16,133,000 | 16,581,000 | 16,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,686,000 | 3,369,000 | 4,984,000 | 6,599,000 |
| Interest expense | 242,000 | 475,000 | 700,000 | 905,000 |
| Net interest income | 1,444,000 | 2,894,000 | 4,284,000 | 5,694,000 |
| Noninterest income | 150,000 | 337,000 | 489,000 | 656,000 |
| Noninterest expense | 785,000 | 1,564,000 | 2,334,000 | 3,106,000 |
| Provision for loan losses | 300,000 | 415,000 | 535,000 | 685,000 |
| Pretax income | 509,000 | 1,252,000 | 1,904,000 | 2,559,000 |
| Income tax | 142,000 | 351,000 | 555,000 | 805,000 |
| Net income | 367,000 | 901,000 | 1,349,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,599,000 | 16,133,000 | 16,581,000 | 16,986,000 |
| Total capital | 16,632,000 | 17,174,000 | 17,613,000 | 18,025,000 |
| Risk-weighted assets | 79,967,000 | 81,241,000 | 80,442,000 | 80,996,000 |