Call reports 2010
PETIT JEAN STATE BANK — 2010
What PETIT JEAN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 142,894,000 | 142,557,000 | 150,034,000 | 147,271,000 |
| Total loans | 79,540,000 | 77,098,000 | 76,632,000 | 74,899,000 |
| Allowance for loan losses | 2,177,000 | 2,219,000 | 2,652,000 | 2,874,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,069,000 | 38,822,000 | 43,310,000 | 45,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,472,000 | 123,627,000 | 131,818,000 | 128,383,000 |
| Interest-bearing deposits | 108,882,000 | 106,255,000 | 115,041,000 | 109,496,000 |
| Noninterest-bearing deposits | 16,590,000 | 17,372,000 | 16,777,000 | 18,887,000 |
| Equity capital | 13,619,000 | 13,809,000 | 13,914,000 | 14,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,800,000 | 5,662,000 | 7,516,000 |
| Interest expense | 513,000 | 1,007,000 | 1,474,000 | 1,902,000 |
| Net interest income | 1,401,000 | 2,793,000 | 4,188,000 | 5,614,000 |
| Noninterest income | 145,000 | 300,000 | 466,000 | 600,000 |
| Noninterest expense | 794,000 | 1,588,000 | 2,402,000 | 3,193,000 |
| Provision for loan losses | 750,000 | 1,200,000 | 1,780,000 | 2,230,000 |
| Pretax income | 2,000 | 305,000 | 472,000 | 791,000 |
| Income tax | -14,000 | 99,000 | 161,000 | 213,000 |
| Net income | 16,000 | 206,000 | 311,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,619,000 | 13,809,000 | 13,914,000 | 14,181,000 |
| Total capital | 14,692,000 | 14,854,000 | 14,982,000 | 15,211,000 |
| Risk-weighted assets | 84,702,000 | 82,431,000 | 83,876,000 | 80,519,000 |