Call reports 2009
PETIT JEAN STATE BANK — 2009
What PETIT JEAN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 135,858,000 | 133,465,000 | 137,625,000 | 140,495,000 |
| Total loans | 88,968,000 | 87,220,000 | 85,315,000 | 82,431,000 |
| Allowance for loan losses | 2,238,000 | 2,147,000 | 2,072,000 | 2,805,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,024,000 | 27,997,000 | 28,401,000 | 38,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,700,000 | 115,552,000 | 120,092,000 | 122,498,000 |
| Interest-bearing deposits | 102,008,000 | 101,032,000 | 105,590,000 | 106,912,000 |
| Noninterest-bearing deposits | 16,692,000 | 14,520,000 | 14,502,000 | 15,586,000 |
| Equity capital | 13,344,000 | 13,605,000 | 13,869,000 | 13,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,100,000 | 4,143,000 | 6,090,000 | 8,050,000 |
| Interest expense | 693,000 | 1,317,000 | 1,895,000 | 2,445,000 |
| Net interest income | 1,407,000 | 2,826,000 | 4,195,000 | 5,605,000 |
| Noninterest income | 204,000 | 351,000 | 472,000 | 621,000 |
| Noninterest expense | 796,000 | 1,651,000 | 2,401,000 | 3,155,000 |
| Provision for loan losses | 350,000 | 650,000 | 975,000 | 2,275,000 |
| Pretax income | 465,000 | 876,000 | 1,291,000 | 796,000 |
| Income tax | 170,000 | 320,000 | 471,000 | 242,000 |
| Net income | 295,000 | 556,000 | 820,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,344,000 | 13,605,000 | 13,869,000 | 13,603,000 |
| Total capital | 14,500,000 | 14,737,000 | 14,973,000 | 14,713,000 |
| Risk-weighted assets | 91,362,000 | 89,560,000 | 87,391,000 | 87,098,000 |