Call reports 2008
PETIT JEAN STATE BANK — 2008
What PETIT JEAN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 124,842,000 | 125,389,000 | 128,486,000 | 132,443,000 |
| Total loans | 84,795,000 | 87,312,000 | 89,306,000 | 89,201,000 |
| Allowance for loan losses | 1,478,000 | 1,458,000 | 1,658,000 | 2,307,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,242,000 | 28,451,000 | 27,949,000 | 29,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,204,000 | 108,919,000 | 111,180,000 | 115,457,000 |
| Interest-bearing deposits | 94,980,000 | 94,688,000 | 97,245,000 | 101,152,000 |
| Noninterest-bearing deposits | 13,224,000 | 14,231,000 | 13,935,000 | 14,305,000 |
| Equity capital | 12,653,000 | 13,010,000 | 13,362,000 | 13,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,190,000 | 4,423,000 | 6,630,000 | 8,826,000 |
| Interest expense | 885,000 | 1,726,000 | 2,525,000 | 3,283,000 |
| Net interest income | 1,305,000 | 2,697,000 | 4,105,000 | 5,543,000 |
| Noninterest income | 169,000 | 359,000 | 517,000 | 684,000 |
| Noninterest expense | 690,000 | 1,401,000 | 2,109,000 | 2,829,000 |
| Provision for loan losses | 265,000 | 570,000 | 870,000 | 1,665,000 |
| Pretax income | 519,000 | 1,085,000 | 1,643,000 | 1,733,000 |
| Income tax | 189,000 | 398,000 | 604,000 | 577,000 |
| Net income | 330,000 | 687,000 | 1,039,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,653,000 | 13,010,000 | 13,362,000 | 13,479,000 |
| Total capital | 13,723,000 | 14,110,000 | 14,495,000 | 14,626,000 |
| Risk-weighted assets | 85,164,000 | 87,605,000 | 90,088,000 | 90,577,000 |