Call reports 2007
PETIT JEAN STATE BANK — 2007
What PETIT JEAN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 114,569,000 | 115,127,000 | 120,671,000 | 119,657,000 |
| Total loans | 83,780,000 | 84,134,000 | 83,793,000 | 83,421,000 |
| Allowance for loan losses | 1,595,000 | 1,475,000 | 1,375,000 | 1,226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,574,000 | 22,143,000 | 25,491,000 | 25,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,771,000 | 100,318,000 | 104,317,000 | 103,539,000 |
| Interest-bearing deposits | 85,657,000 | 86,821,000 | 90,007,000 | 89,001,000 |
| Noninterest-bearing deposits | 14,114,000 | 13,497,000 | 14,310,000 | 14,538,000 |
| Equity capital | 11,719,000 | 12,002,000 | 12,352,000 | 12,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,983,000 | 4,026,000 | 6,173,000 | 8,394,000 |
| Interest expense | 855,000 | 1,739,000 | 2,668,000 | 3,588,000 |
| Net interest income | 1,128,000 | 2,287,000 | 3,505,000 | 4,806,000 |
| Noninterest income | 137,000 | 323,000 | 485,000 | 661,000 |
| Noninterest expense | 635,000 | 1,312,000 | 1,983,000 | 2,687,000 |
| Provision for loan losses | 225,000 | 445,000 | 600,000 | 815,000 |
| Pretax income | 405,000 | 853,000 | 1,407,000 | 1,965,000 |
| Income tax | 149,000 | 314,000 | 518,000 | 661,000 |
| Net income | 256,000 | 539,000 | 889,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,719,000 | 12,002,000 | 12,352,000 | 12,767,000 |
| Total capital | 12,713,000 | 13,025,000 | 13,390,000 | 13,805,000 |
| Risk-weighted assets | 78,926,000 | 81,376,000 | 82,679,000 | 82,877,000 |