Call reports 2006
PETIT JEAN STATE BANK — 2006
What PETIT JEAN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 100,560,000 | 102,142,000 | 104,519,000 | 111,324,000 |
| Total loans | 79,142,000 | 81,966,000 | 83,768,000 | 82,781,000 |
| Allowance for loan losses | 1,209,000 | 1,270,000 | 1,407,000 | 1,464,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,640,000 | 13,140,000 | 13,140,000 | 17,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,141,000 | 87,579,000 | 90,216,000 | 96,816,000 |
| Interest-bearing deposits | 73,203,000 | 73,170,000 | 76,556,000 | 83,700,000 |
| Noninterest-bearing deposits | 12,938,000 | 14,409,000 | 13,660,000 | 13,116,000 |
| Equity capital | 10,987,000 | 11,221,000 | 11,530,000 | 11,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,606,000 | 3,298,000 | 5,105,000 | 7,021,000 |
| Interest expense | 516,000 | 1,089,000 | 1,747,000 | 2,525,000 |
| Net interest income | 1,090,000 | 2,209,000 | 3,358,000 | 4,496,000 |
| Noninterest income | 130,000 | 262,000 | 432,000 | 597,000 |
| Noninterest expense | 627,000 | 1,273,000 | 1,872,000 | 2,574,000 |
| Provision for loan losses | 225,000 | 435,000 | 665,000 | 790,000 |
| Pretax income | 368,000 | 763,000 | 1,253,000 | 1,729,000 |
| Income tax | 135,000 | 296,000 | 477,000 | 620,000 |
| Net income | 233,000 | 467,000 | 776,000 | 1,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,987,000 | 11,221,000 | 11,530,000 | 11,863,000 |
| Total capital | 11,885,000 | 12,150,000 | 12,478,000 | 12,827,000 |
| Risk-weighted assets | 71,524,000 | 73,974,000 | 75,407,000 | 76,584,000 |