Call reports 2005
PETIT JEAN STATE BANK — 2005
What PETIT JEAN STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,267,000 | 95,401,000 | 99,913,000 | 98,697,000 |
| Total loans | 74,284,000 | 75,791,000 | 77,550,000 | 78,180,000 |
| Allowance for loan losses | 1,327,000 | 1,467,000 | 1,442,000 | 1,211,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,325,000 | 13,201,000 | 13,196,000 | 13,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,178,000 | 81,977,000 | 83,143,000 | 84,647,000 |
| Interest-bearing deposits | 72,421,000 | 71,227,000 | 71,776,000 | 72,698,000 |
| Noninterest-bearing deposits | 10,757,000 | 10,750,000 | 11,366,000 | 11,949,000 |
| Equity capital | 10,224,000 | 10,472,000 | 10,749,000 | 11,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,967,000 | 4,503,000 | 6,053,000 |
| Interest expense | 405,000 | 846,000 | 1,308,000 | 1,802,000 |
| Net interest income | 1,051,000 | 2,121,000 | 3,195,000 | 4,251,000 |
| Noninterest income | 104,000 | 235,000 | 386,000 | 501,000 |
| Noninterest expense | 549,000 | 1,129,000 | 1,768,000 | 2,351,000 |
| Provision for loan losses | 290,000 | 490,000 | 640,000 | 790,000 |
| Pretax income | 316,000 | 737,000 | 1,173,000 | 1,611,000 |
| Income tax | 117,000 | 290,000 | 449,000 | 552,000 |
| Net income | 199,000 | 447,000 | 724,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,224,000 | 10,472,000 | 10,749,000 | 11,084,000 |
| Total capital | 11,067,000 | 11,327,000 | 11,624,000 | 11,969,000 |
| Risk-weighted assets | 66,960,000 | 67,767,000 | 69,444,000 | 70,441,000 |