Call reports 2004
PETIT JEAN STATE BANK — 2004
What PETIT JEAN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 93,970,000 | 92,625,000 | 93,415,000 | 96,388,000 |
| Total loans | 75,477,000 | 75,408,000 | 76,169,000 | 74,900,000 |
| Allowance for loan losses | 1,816,000 | 1,420,000 | 1,607,000 | 1,178,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,088,000 | 9,215,000 | 9,215,000 | 11,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,581,000 | 79,499,000 | 80,481,000 | 82,107,000 |
| Interest-bearing deposits | 70,520,000 | 69,461,000 | 70,189,000 | 71,681,000 |
| Noninterest-bearing deposits | 10,061,000 | 10,038,000 | 10,292,000 | 10,426,000 |
| Equity capital | 9,626,000 | 9,839,000 | 10,032,000 | 10,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 2,984,000 | 4,456,000 | 5,904,000 |
| Interest expense | 402,000 | 770,000 | 1,135,000 | 1,517,000 |
| Net interest income | 1,085,000 | 2,214,000 | 3,321,000 | 4,387,000 |
| Noninterest income | 106,000 | 163,000 | 280,000 | 378,000 |
| Noninterest expense | 568,000 | 1,157,000 | 1,677,000 | 2,205,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,000,000 | 1,352,000 |
| Pretax income | 323,000 | 620,000 | 924,000 | 1,208,000 |
| Income tax | 118,000 | 202,000 | 313,000 | 441,000 |
| Net income | 205,000 | 418,000 | 611,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,626,000 | 9,839,000 | 10,032,000 | 10,187,000 |
| Total capital | 10,462,000 | 10,668,000 | 10,867,000 | 11,016,000 |
| Risk-weighted assets | 65,916,000 | 65,719,000 | 66,025,000 | 65,935,000 |